How To Obtain A Copy Of Your Credit File

	How to obtain a copy of your credit rating file from credit reference agencies There are a number of companies in the UK who compile data about you and then provide credit ratings to banks and other lenders as to your credit worthiness. You are entitled to know what information is being kept about you and to have any errors on your credit reference report corrected. To obtaining a copy of your credit rating file from a credit reference agency, you will need to write to them with the following information: your full name your current address any other addresses you have lived at in the past six years You will also need to enclose a cheque or postal order for £2 made payable to the credit reference agency you are writing to. STOP PRESS: Credit Expert, part of Experian, are offering you 30 days free access to your credit report online. For full details visit Credit Expert's website. Experian is the UK's largest credit agency. Each agency will have its own records and to get a complete picture of the information being held about you, you would need to write to all three credit rating agencies. Callcredit Plc Consumer Services Team PO Box 491 Leeds LS3 1WZ Equifax Plc Credit File Advice Centre PO Box 1140 Bradford BD1 5US Experian Ltd Consumer Help Service PO Box 8000 Nottingham NG80 7WF If you would rather not approach the above credit agencies directly, you can obtain all three reports for £19.99 from Checkmyfile.

How to obtain a copy of your credit rating file from credit reference agencies

There are a number of companies in the UK who compile data about you and then provide credit ratings to banks and other lenders as to your credit worthiness.

You are entitled to know what information is being kept about you and to have any errors on your credit reference report corrected.

To obtaining a copy of your credit rating file from a credit reference agency, you will need to write to them with the following information:

your full name

your current address

any other addresses you have lived at in the past six years

You will also need to enclose a cheque or postal order for £2 made payable to the credit reference agency you are writing to.

STOP PRESS: Credit Expert, part of Experian, are offering you 30 days free access to your credit report online. For full details visit Credit Expert's website. Experian is the UK's largest credit agency.

Each agency will have its own records and to get a complete picture of the information being held about you, you would need to write to all three credit rating agencies.

Callcredit Plc
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ

Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

Experian Ltd
Consumer Help Service
PO Box 8000
Nottingham
NG80 7WF

If you would rather not approach the above credit agencies directly, you can obtain all three reports for £19.99 from Checkmyfile.

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